Financial Planning Archives

Financial Planning

Financial planning for technology professionals requires more than budgeting spreadsheets and generic retirement advice. Equity compensation, concentrated stock positions, and high-income tax strategy demand specialized knowledge – and decisions made without that knowledge are often expensive to undo. Fortrove Partners provides fee-only, fiduciary financial planning built specifically for tech employees and entrepreneurs who want to pay less in taxes, make confident equity decisions, and build lasting wealth. Flip through the articles below for practical financial planning guidance tailored to the realities of working in tech.

The Filing That Changes Everything: Your Anthropic IPO Employee Equity Survival Guide

The S-1 is in. The banks are circling. October is closer than you think. If you're an Anthropic employee sitting on equity, this isn't a drill – and this is the guide your financial future deserves (no billable hours required).

Jun 3, 2026|Categories: Alternative Minimum Tax, Entrepreneurship, Financial Planning, ISOs, NSOs, RSUs|

What Happens to Stock Options When a Company Is Acquired?

When the all-hands invite arrives with no subject line and the entire company is on it, your mind goes straight to one place: your equity. This complete guide breaks down exactly what happens to stock options when a company is acquired – cash payouts, equity conversion, acceleration clauses, and what the IRS is circling on your calendar.

Jun 1, 2026|Categories: Alternative Minimum Tax, Entrepreneurship, Financial Planning, ISOs, NSOs|

UiPath RSU Reality Check

You believed in the mission, accumulated UiPath RSUs, and watched PATH touch $85. Now it's $12. Before you convince yourself it's "just temporary," here's what every UiPath employee actually needs to know – with a side of dark humor, because sometimes that's all you've got.

May 31, 2026|Categories: Financial Planning, RSUs|

What Happens to Your Stock Options When You Leave a Company?

You're leaving. Congrats! But before you delete Slack and order the celebratory tacos, we need to have a very important conversation about your stock options – because a 90-day clock just started, and it doesn't care how busy you are.

May 25, 2026|Categories: Alternative Minimum Tax, Entrepreneurship, Financial Planning, ISOs, NSOs|

10b5-1 Trading Plans: How to Finally Sell Your Company Stock Without the Stress

You can see your wealth. You just can't reach it. A 10b5-1 trading plan changes that – here's how corporate insiders use pre-arranged trading plans to sell company stock legally, automatically, and on their own terms.

May 18, 2026|Categories: Financial Planning, ISOs, NSOs, RSAs, RSUs|

Concentrated Stock Position Strategies: 7 Ways to Diversify Without a Massive Tax Bill

You worked years to build wealth through RSUs, stock options, or an IPO. Now most of that wealth sits in a single stock. This guide walks through 7 tax-smart strategies to reduce your concentrated stock position – without triggering a tax bill that wipes out the gains.

May 11, 2026|Categories: Entrepreneurship, Financial Planning|

ESPP Playbook: Tech Employee’s Complete Guide to Discounts, Lookbacks & Taxes

Your ESPP is offering you a 40%+ annualized return before the stock moves a dollar. The lookback provision. The qualifying disposition ladder. The cost basis adjustment that prevents double taxation. Here's the full playbook – written for the tech employee who's done waiting to figure this out.

May 4, 2026|Categories: ESPPs, Financial Planning|

Qualified Small Business Stock (QSBS) & Section 1202: Complete Guide to the Updated Rules (One Big Beautiful Bill Act)

Most founders don't know it exists until it's too late. Section 1202 of the U.S. Tax Code lets qualifying shareholders exclude up to $15 million in capital gains from federal taxation – zero capital gains tax, zero NIIT, no AMT impact. This guide covers everything: who qualifies, what the One Big Beautiful Bill Act changed, and how families are using stacking strategies to shield tens of millions across generations.

Apr 27, 2026|Categories: Entrepreneurship, Financial Planning, QSBS|

Equity Compensation Financial Advisor in NYC

If you're a tech employee or founder in New York City sitting on stock options or RSUs and feeling uncertain about the right moves – you're not alone. Equity compensation is genuinely complicated, and the stakes are high. Fortrove Partners exists to give you the clarity and guidance you deserve.

Apr 20, 2026|Categories: 83(b) Election, Alternative Minimum Tax, Entrepreneurship, ESPPs, Financial Planning, ISOs, NSOs, QSBS, RSAs, RSUs|

How to Invest in the SpaceX IPO (Without Stressing Over an Allocation)

The call never comes for most of us. By the time retail investors can buy a hot IPO, the price already reflects all the excitement. The SpaceX IPO will be no different — but two public stocks can get you in before the window opens.

Apr 6, 2026|Categories: Entrepreneurship, Financial Planning|

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