Financial Planning

Anthropic employees holding Non-Qualified Stock Options face a different tax equation than ISO holders. No AMT, but ordinary income at full marginal rates – and a withholding gap that can blindside even careful planners. Here's how to build your NSO exercise strategy before the IPO window closes.

OpenAI's board answers to a nonprofit foundation that owns less of the company than Microsoft does. Here's how that's possible, what a Public Benefit Corporation actually means for shareholder rights, and what the open governance questions could mean for your equity.

Most tax strategies for Anthropic employees come with a painful asterisk. The donor-advised fund is the exception. Here's how contributing appreciated shares eliminates capital gains tax at both the federal and California level – and why Anthropic's matching program makes this one of the most significant financial moves of the IPO year.

OpenAI's August 2026 tender moved $7 billion to employees at the same $852B valuation as its March funding round, with no step-up for the first time in company history. This means changes for your equity, how the tax bill actually works, and what to weigh before the next window opens.

The OpenAI IPO created overnight equity experts. This guide gives OpenAI employees the exact questions to vet any financial advisor before handing over the most consequential financial decision of their career.

IRC Section 1202 can exclude up to $15 million in capital gains from federal taxes – but for Anthropic employees, QSBS eligibility is far narrower than most people realize, and California won't recognize it regardless. This guide explains who actually qualifies, what disqualifies most employees, and what to do before the IPO closes the planning window.

If you're an Anthropic employee eyeing the IPO runway, the 180-day lockup period probably feels like a problem for future-you. Unfortunately, future-you is going to be very busy – and very stressed – unless present-you builds a plan right now. This guide gives you exactly that plan

After the SpaceX IPO, many employees wake up with most of their net worth tied to a single stock. That concentration built the wealth, and it's also the single biggest risk to keeping it. This guide explains how much to diversify, how fast to move, and the specific tax-efficient strategies that help SpaceX employees protect what they've earned.

Kalshi's $22 billion valuation represents a genuine opportunity for employees with equity. A four-state legal battle – with New York leading the charge – has made the timing of that opportunity uncertain. Here's what to do before the next window opens.

You've worked hard for your Anthropic equity. Now comes the part most people don't warn you about – finding a financial advisor who actually knows what to do with it. Most don't. Here's how to find the one who does, and why waiting until November is already too late.