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Non-Qualified Stock Options

NSOs are the most widely granted type of stock option, available to employees, contractors, and advisors alike. Unlike ISOs, the spread between the exercise price and the stock’s fair market value is taxed as ordinary income at the time you exercise – which means timing matters. A thoughtful NSO exercise strategy, aligned with your income level and broader financial plan, helps you minimize taxes and capture more of the value your options represent. Flip through the articles below to learn how NSOs work and when it makes sense to exercise.

  • Figma IPO

    July 28, 2025

    The Figma IPO is on the horizon!

    Alternative Minimum Tax, Financial Planning, ISOs, NSOs, RSUs
    Read More
  • Chime IPO Guide

    June 16, 2025

    The recent Chime IPO is a very exciting opportunity.

    Financial Planning, ISOs, NSOs, RSUs
    Read More
  • The Benefits of NSOs

    March 3, 2025

    Although sometimes looked down upon, NSOs have many benefits.

    Financial Planning, NSOs
    Read More
  • Equity Compensation Taxes

    November 11, 2024

    Taxes on equity compensation are complicated.

    Financial Planning, ISOs, NSOs, RSUs
    Read More
  • Choices with Stock Compensation

    September 30, 2024

    There are many challenging decisions for you to make with stock compensation.

    Financial Planning, ISOs, NSOs, RSUs
    Read More
  • The Cost of Going it Alone with Your Equity Compensation

    September 9, 2024

    Tech employees lose tens of thousands in avoidable taxes every year managing stock options and RSUs without expert help. Here's what DIY equity compensation planning actually costs – and what working with a fee-only specialist looks like.

    83(b) Election, Financial Planning, ISOs, NSOs, RSAs, RSUs
    Read More
  • Equity Upon Leaving

    August 19, 2024

    In the third part of our series, we go deep on the different types of equity.

    Financial Planning, ISOs, NSOs, RSUs
    Read More
  • NSO Mistakes

    June 24, 2024

    When should you exercise NSOs?

    Financial Planning, NSOs
    Read More
  • RSUS and NSOs – An Important Decision

    June 17, 2024

    The decision between RSUs and NSOs is delicate.

    Financial Planning, NSOs, RSUs
    Read More
  • Estimated Taxes Are Complicated

    May 27, 2024

    Estimated taxes are very complex. Here's some info to demystify them.

    Financial Planning, ISOs, NSOs, RSUs
    Read More
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