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Non-Qualified Stock Options

NSOs are the most widely granted type of stock option, available to employees, contractors, and advisors alike. Unlike ISOs, the spread between the exercise price and the stock’s fair market value is taxed as ordinary income at the time you exercise – which means timing matters. A thoughtful NSO exercise strategy, aligned with your income level and broader financial plan, helps you minimize taxes and capture more of the value your options represent. Flip through the articles below to learn how NSOs work and when it makes sense to exercise.

  • Leave of Absence Guidelines

    September 5, 2022

    If you are considering taking a personal leave of absence, research the impact to your benefits first! Here are some pointers to help you navigate your time off...

    Financial Planning, ISOs, NSOs, RSUs
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  • Are You A Busy Mom With Equity Compensation?

    August 15, 2022

    As a Mom you have very little free time. Here's what you can do to get a better grasp of your equity compensation...

    Financial Planning, ISOs, NSOs, RSUs
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  • Equity Compensation Planning Challenges

    August 8, 2022

    The assortment of acronyms are endless and baffling - RSUs, ISOs, NSOs, RSAs, and ESPPs. Although equity compensation is confusing and complex, here's what you can do...

    ESPPs, Financial Planning, ISOs, NSOs, RSUs
    Read More
  • Market Volatility and Your Equity Compensation: What History Tells Us to Do

    June 20, 2022

    When markets fall, the instinct to sell your RSUs or pause your ESPP feels rational. History says otherwise. Here's what the data tells you to do instead.

    ESPPs, Financial Planning, ISOs, NSOs, RSUs
    Read More
  • What to Do With Underwater Stock Options

    May 30, 2022

    It’s a challenging time in the markets and owning complicated assets like options doesn’t make it any easier.

    Financial Planning, ISOs, NSOs
    Read More
  • ISO vs NSO Stock Options: Key Tax Differences Explained

    May 23, 2022

    Before you exercise your options, it’s best to understand the type of options you have, and how they work, and the tax consequences.

    Alternative Minimum Tax, Financial Planning, ISOs, NSOs
    Read More
  • Stock Option Basics

    May 16, 2022

    Stock option basics help you understand exactly what you own.

    Financial Planning, ISOs, NSOs
    Read More
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